('Transaction Hold') on your funds for the estimated amount of If theĪuthorization is approved, we place a temporary hold Request authorization in advance for an estimated amount. Such as car rentals and hotel accommodations, the merchant may Transaction Holds, Preauthorized Payments, and Preauthorized Credits Transfer or payment instruction has been confirmed by us, you

Instructions to make a telephone transfer or bill payment thatĪre received after our cutoff hour or on a non-Business Day willīe considered received as of the next Business Day.

Transfers generally take three (3) Business Days. There is a fee for each transfer (See Section X, “Fees”). If we cannot authenticate or verify your personal bank account information, we may limit your initial transfer to $200.00 or not allow the transfer to proceed.

You can instruct us through our automated telephone Funds Transfer service, Mobile App, or Website to transfer funds from your card account to your personal United States bank account.

Instead, the merchant will process aĬredit transaction, and we will apply the credit to your Card

If you make a purchase through a Point of Sale ('POS') terminal,Ī cash refund or adjustment will not be given to you if you.

You may not overdrawįunds that are subject to a Transaction Hold (see Paragraphī.1 of this Section III 'Transaction Holds') or securityįreeze (see Paragraph 3 of Section V) are not available for The amount of each Transaction will be deducted from yourĪvailable Card Account balance along with any applicableįees (See Section X, 'Fees') You should ensure that you haveĮnough available funds in the Card Account to cover the Transactions, you should select 'credit' and you may be asked to

To use your Card at ATMs or to get cash back when using yourĬard to make purchases, you must use your PIN.

You can also use your Card at ATMs that display a

You can use your Card to pay for merchandise or services fromĪny merchant that accepts Mastercard ® debitĬards.Except forĬredits from merchants (for returns or adjustments), only theĪgency may add funds to the Card Account. You may not deposit funds to your Card Account.(See Section XI, 'Adjustments to Your Card Account') Situations, we may recover those funds from you or your estate. If we incur a loss as a result of either of these If the incorrect amount isįrom the Agency and you used those funds, the Agency can reclaim If the Card Account is credited with an amount you are notĮntitled to receive, the amount may be deducted from the CardĪccount without prior notice to you.These funds are usuallyĪvailable the same Business Day we receive them. Have received and credited funds from the Agency to the CardĪccount, you can begin using your Card. Once you have activated your Card and selected your PIN and we.The number below to select your PIN and activate your Card. By accepting this Card, you agree to call Customer Service at.A purchase, cash withdrawal, cash back, cashĪdvance, merchant credit, Benefit deposit or other transaction made with The Personal Identification Number that you select. The funds are FDIC insured to the maximum amount permitted by law.

You are the owner of the funds in the CardĪccount.

Your Benefits are electronically transmitted by the Agency and which youĪccess by using your Card. The account held at Comerica Bank to which Access in some cases requiresĬard Account. Is used to access funds in your Card Account. Mastercard ® Card or its card number issued by Comerica Bank The Federal Government payments you receiveīusiness Day. Automatic Teller Machine displaying the Mastercard ®īenefits. The Federal Government Agency that pays yourĪTM. BY ACCEPTING THIS CARD YOU AGREE TO THESE TERMS:Īgency. The use of your Card, and your Card Account. These Terms describe your rights and our rights regarding your Card, Keep these Terms of Use ('Terms') and the other information you received about theĬard in a safe place with your other important documents, but do not keep your PIN Instead, dispose of it by cutting it in half, notify Customer Service at the number below, and contact the agency paying your benefits to make other arrangements for receiving future benefit payments. If you do not agree to accept the Card under these Terms, do not activate your Card. You do not have to accept this benefits card. You have requested to receive certain federal government benefits by a Direct Express® Debit Mastercard® Card (“Card”) issued by Comerica Bank (“us, we”), rather than receiving a check or direct deposit to your checking or savings account. TERMS OF USE FOR YOUR DIRECT EXPRESS ® DEBIT

Credit card validator with pin